A terminal is only the start. Paynovate powers what happens next.
In-person payments need more than hardware. Paynovate brings together acquiring, settlement, support, fund routing and Electronic Cash Register (ECR) connection to help power every transaction behind the scenes.
Less counter clutter.
More ways to get paid.
Fixed or mobile, our Android-based terminals do more than accept cards. Merchants can take orders, prompt for tips, send digital receipts, all from one device.
integration
Broad scheme support for
in-person acceptance.
Accept major card schemes and local payment methods, from Visa, Mastercard and Bancontact to Amex, Monizze, Edenred and more, depending on the terminal and acquiring setup.
From terminal to account, without the guesswork.
Route settlement around the agreed merchant, acquiring and account structure, so terminal payments fit the way the business actually operates.
Made for merchant models with more moving parts.
We shape commercial terms, deployment and support around the merchant model, transaction profile and partner structure, especially when the setup is too complex for a one-size-fits-all provider.
Built for real-world operations.
Live within days.
Onboarding checks are completed at the start, with periodic refreshes typically once a year. Most clients are live within days, depending on business structure and documentation.
One license.
Broad coverage.
Licensed in Belgium, with passporting rights across the 30 countries of the European Economic Area.
Support that knows your setup.
A dedicated account team that understands your structure, workflows, and operational needs, with support designed for businesses that do not fit a standard template.
Common questions. Clear answers.
Practical guidance for merchants and partners setting up in-person payments with Paynovate.
What terminals do you offer?
Paynovate-supported terminals include Android-based smart terminals, in both fixed countertop and mobile formats, depending on the needs of the merchant and the partner setup.
Which card schemes are supported?
Supported schemes include Visa, Mastercard, Bancontact, Maestro, UnionPay, Amex, Monizze, Edenred, and others, depending on the terminal and acquiring configuration.
Are tip prompts included?
Yes. Tip functionality can be enabled on supported terminals.
Can merchants send digital receipts instead of printing?
Yes. Supported terminals can offer digital receipt options such as SMS or email, depending on the setup.
Can multiple terminals be used across different locations?
Yes. Terminal fleets can be deployed across multiple sites, with reporting and management options depending on the merchant configuration.
What connectivity options do the terminals support?
Available connectivity options include Wi-Fi, Ethernet, and SIM-based cellular connection, depending on the terminal model.
How does settlement work?
Settlement depends on the merchant setup and account structure. Funds can be routed according to the agreed acquiring and account configuration.
What happens if a terminal breaks or goes offline?
Support and replacement processes depend on the partner and merchant setup in place. Paynovate works with its partners to ensure terminal issues are handled appropriately.
How quickly can terminals be set up?
Deployment timelines depend on onboarding completion, terminal configuration, and the partner model. Once setup is complete, terminals can be activated quickly.
How does pricing work?
Pricing depends on the merchant profile, transaction volumes, and partner setup. Commercial terms are defined case by case.
Do you support more complex business models?
Yes. Paynovate supports a range of merchant profiles and business models, including cases that may require a more tailored acquiring setup.
Can customers pay using digital wallets like Apple Pay or Google Pay?
Google Pay is supported and available. Apple Pay is not yet available, but it is planned for the near future.