Co-branded cards. Issued with Paynovate behind them.
Bring co-branded card programmes to market with Paynovate’s licensed issuing foundation behind you. From scheme connectivity and regulatory oversight to programme setup and operational support, we help you launch, manage and scale your card proposition without starting from zero.
"For our card program, we needed a partner that delivers on reliability, security and transparency. Paynovate does, and their team stays at our side when it matters.
— John Wall, Managing Director, Me2You
What sits behind your card program
Launching a card program takes more than scheme access. We bring together issuing oversight, program setup, compliance, operational support and white-label delivery so your product is ready for the real world.
Licensed issuing, not just enablement.
Regulated foundation · issuer oversight · launch governance
We provide the regulated issuing foundation behind your card programme, helping you move from concept to launch with the right compliance, approvals and operating structure in place.
Connected across the schemes ecosystem.
Scheme participation · program design · launch requirements
Scheme connectivity is only one part of launching. We help you navigate participation requirements, branding expectations and the practical decisions needed to bring a live card product to market.
Built for modular delivery.
Flexible setup · deeper integration · lifecycle controls
Start with the setup that fits your stage today, then expand into deeper integration, richer controls and broader lifecycle capabilities as your programme grows.
Your brand, fully customer-facing.
White-label experience · compliant infrastructure · operational backbone
Your customers experience your brand, proposition and cardholder journey. We provide the issuing, compliance and operational framework underneath, so the experience stays yours.
You have questions.
We've got answers.
What does Paynovate provide beyond processing?
Licensed issuing, scheme-connected programme support, operational structure, and the controls needed to bring a card proposition to market.
What needs to be ready before launch?
Not just the program setup, but also the cardholder-facing materials, product wording, policies, and launch assets.
Can the experience stay fully under our brand?
Yes. The customer-facing experience is yours, while Paynovate provides the regulated issuing and operational framework behind it.
Can the model evolve as the program grows?
Yes. The structure is designed to support a path from initial launch to more tailored integration and broader operational capability.