A stronger payment setup for the merchants you support.
Offer your merchants more than a terminal, with access to POS acceptance, settlement flows and account services through one regulated provider.
More value for your merchants.
Most partners help merchants get started with acceptance. Paynovate helps you go further, with POS terminals, Belgian IBAN accounts, card products and payment services that support the businesses you already work with.
One provider.
One relationship.
More ways to help your merchants.
"Paynovate has proven to be a reliable and pragmatic partner, combining strong expertise with a flexible approach that supports our growth in the payment space."
— Aïssa Harika, CEO of Ipsys Solutions

Belgian IBAN accounts for your merchants
Give merchants local business accounts for euro payments, settlement and day-to-day money movement, backed by Paynovate’s regulated infrastructure.

Card products linked to merchant accounts
Offer physical or virtual cards connected to the merchant’s Paynovate balance, making business spend easier to manage from the same setup.

In-store and online acceptance, together
Support merchants across counter, mobile and online payments with terminal and payment options that fit how they actually sell.
A model built to move quickly
Once the programme is configured, eligible merchants can be activated faster, with onboarding, terminal setup and account structure handled through a repeatable model.





































Adapted, not one-size-fits-all
Merchant setup, pricing and onboarding are reviewed case by case, giving you more room to support different business types without forcing every merchant into the same box.

SEPA and euro payments built in
Give merchants access to euro payment capabilities that support collections, payouts and everyday payment flows from their business account.

A real team, not a handoff
Work with people who understand the agent model, the merchant setup and the operational realities behind it, from support to replacements and day-to-day questions.

Built to help you grow revenue per merchant
Go beyond terminal placement with accounts, card products and payment services that make each merchant relationship broader, stickier and more valuable.